The Florida Office of Insurance Regulation (OIR) revised the Uniform Mitigation Verification Inspection Form, OIR-B1-1802, and the new revision, Rev. 04/26, took effect April 1, 2026. The form grew from 4 pages to 6, the questions were renumbered, and several answers now ask for more detail than you gave before. This guide goes through the wind mitigation form 2026 changes in the order you meet them on a wind mitigation inspection, based on the text of the new form and the old one (Rev. 01/12).
Use the new form for every inspection since April 1
The form’s publisher is the Florida Office of Insurance Regulation, and its Wind Mitigation Resources pagesays the form “has been updated effective April 1, 2026.” The adopted version is posted as a PDF on floir.gov.
Citizens Property Insurance told its agents that inspections conducted on or after April 1, 2026 must use the revised form. Citizens still accepts an older Rev. 01/12 form if it was completed within five years before April 1, 2026 and the structure has not changed. That fits the five-year validity printed on both forms: a form you signed in 2023 can still be accepted by Citizens if the home hasn’t changed, while a form you sign tomorrow on the old revision cannot.
The first of the wind mitigation form 2026 changes to check is the revision itself. The line at the bottom of every page of the new form reads “OIR-B1-1802 (Rev. 04/26)” and “Page 1 of 6.” If your software or your saved PDF says “Rev. 01/12” or “Page 1 of 4,” fix that before you send it.
The building code question now has a separate answer for 2007 and later
Question 1 used to ask whether the home was built to the Florida Building Code (FBC) 2001 or later. The new form splits that into separate answers:
- A: FBC 2001 and 2004. For homes built in 2002 or 2003, you still need a permit application dated after 3/1/2002.
- B: FBC 2007 and later. For homes built in 2007 or 2008, you need a permit application dated after 12/8/2006.
- C: the South Florida Building Code of 1994, in the High-Velocity Hurricane Zone only.
- D: unknown, or none of the above.
What changes for you is the paperwork on homes built in 2007 and 2008. The permit date now decides whether the home is an A or a B, so ask the client for the permit before the inspection, or look it up with the county.
Two new questions: region and roof slope
Question 2 is new. You pick the region from the design wind speed in ASCE 7-22 (700-year mean recurrence interval, Risk Category 2), using the ASCE hazard tool the form cites. The choices are HVHZ, Region 1 (140 mph or more), Region 2 (130 to 139 mph) and Region 3 (under 130 mph). Look it up once per property and save a screenshot with the report.
Question 3 is also new: roof slope, 6:12 or greater, or less than 6:12. For a single-family home with several slopes, the form tells you to use the slope that covers at least two thirds of the main roof area. Citizens’ bulletin describes this as indicating each slope; follow the form’s wording, and measure rather than guess when a roof is split.
Roof covering and roof deck ask for more detail
The roof covering table (now question 4) adds a row for synthetic or composite tile. Its instruction also changed from “permit application date OR product approval number OR year” to “permit application date OR product approval number AND year of original installation or replacement.” The old wording let you give any one of the three. Read the new line before you assume one item is enough.
Roof deck attachment (now question 5) also changed:
- Answer A now states a 7/16-inch minimum sheathing thickness.
- Answer A now states an equivalent mean ultimate uplift resistance of at least 55 psf.
- A new answer, E, covers spray foam with an uplift resistance of 110 psf, installed along rafter deck intersections and all panel joints.
- “Unknown” and “No attic access” move to G and H.
Roof-to-wall attachment now has uplift numbers
This is the biggest change. Question 6 keeps the four categories of toenails, clips, single wraps and double wraps. Each one now also accepts a purpose-made connector or structural fastener with a substantiated wind allowable uplift capacity, installed per the manufacturer’s specifications:
- Toenails: 185 lb or greater
- Clips: 386 lb or greater
- Single wraps: 535 lb or greater
- Double wraps: 891 lb or greater
For the clip, single-wrap and double-wrap numbers, the form says site-specific documentation is required, and retrofit connectors and fasteners must meet that capacity option. If you see a retrofit product on a roof, a photo of the product alone is no longer enough: you need the manufacturer’s installation specifications and the capacity documentation, so ask the client for the invoice or the installer’s paperwork.
There is also a new answer I, “Connection(s) not installed as intended,” and the toenail answer now says metal connectors that are not installed as intended fall there. Simpson Strong-Tie wrote about this changefrom a manufacturer’s side.
Sealed roof deck and opening protection are spelled out
Question 8 (sealed roof deck, also called secondary water resistance) used to describe one product type. It now lists the qualifying methods: fully adhered polymer-modified bitumen underlayment (ASTM D1970), tape over deck seams with felt or synthetic underlayment (a strip at least 3.75 inches wide), a double layer of felt or synthetic underlayment with no tape, or spray foam. There is a box to check if the entire underside of the roof deck is covered. Standard underlayment or hot-mopped felts still do not qualify.
Question 9 (opening protection) adds one answer, Z, for damaged openings. The form now says all openings must be in good condition, and buildings with openings that need replacement do not qualify for wind mitigation rate differentials. It lists windows, doors, sliding glass doors, skylights and garage doors, and leaves out gable and other roof vents. So a cracked window or a garage door with a failed panel now has a place on the form.
More proof, and the FORTIFIED certificate
The old form required at least one photograph for each attribute in questions 3 through 7. The new form requires at least one photograph or document for each attribute marked in questions 2 through 9. A FORTIFIED Home Roof, Silver or Gold certificate may validate the attributes in questions 4 through 6 and 8 through 9 if you check the type and attach a copy.
So if you are working out how to fill out the wind mitigation form 1802 now, build the photo and document list from the questions, not from habit: the region screenshot, the slope measurement, the permit or product approval, the connector documentation. The Qualified Inspector’s signature page still says a false or fraudulent form can lead to investigation and criminal prosecution, so incomplete proof is your risk. Citizens’ bulletin says its credits and system fields are unchanged for now; that is about Citizens’ systems, not about how much proof you need with these wind mitigation form 2026 changes.
Wind mitigation in JetInspect
Mobile Inspection Apps makes a wind mitigation app for Android that fills in the official form, and its current template is OIR-B1-1802 Rev. 04/26. JetInspect, our home inspection software, includes wind mitigation and 4-point inspections at no extra cost, on the same Rev. 04/26 form: your home inspection fills in both forms for you, on your phone or on the web. The separate wind mitigation and 4-point apps are included with JetInspect too.